Ukuthuthuka kwemakethe yezilwane zaseMelika kungabonakala ekushintsheni kwezindleko zomndeni wezilwane zaseMelika

Izindaba ze-Pet Industry Watch, muva nje, i-US Bureau of Labor Statistics (BLS) ikhiphe izibalo ezintsha mayelana nokusetshenziswa kwemali kwemindeni yezilwane zaseMelika. Ngokwemininingwane, imindeni yezilwane ezifuywayo yaseMelika izosebenzisa ama- $ 45.5 ezigidigidi ekudleni kwezilwane ngo-2023, okuwukunyuka kwama- $ 6.81 billion, noma amaphesenti angama-17.6, phezu kwesamba esisetshenziswe ekudleni kwezilwane ngo-2022.

Kubalulekile ukuqaphela ukuthi idatha yokuchitha ehlanganiswe yi-BLS ayifani ncamashi nomqondo wokuthengisa ojwayelekile. Ukuthengiswa kokudla kwenja nekati kwase-US, ngokwesibonelo, kuzofinyelela ku-$51 billion ngo-2023, ngokusho kwePackaged Facts, futhi lokho akubandakanyi ukuphatha kwezilwane ezifuywayo. Ngokwaleli phuzu lokubuka, idatha yezindleko ze-US Bureau of Labor Statistics ihlanganisa yonke imikhiqizo yezilwane ezifuywayo ezisebenzisekayo.

Ngaphezu kwalokho, idatha ye-BLS ikhomba ukuthi ukusetshenziswa kwemali yokunakekelwa kwezilwane ezifuywayo e-US sekukonke ngo-2023 kuzofinyelela ku-$117.6 billion, okuwukunyuka kwezigidigidi ezingu-14.89, noma amaphesenti angu-14.5. Phakathi kwezigaba zezimboni, izinsizakalo zezilwane kanye nemikhiqizo zibone ukukhula okukhulu, okufinyelele ku-20%. Kungokwesibili kuphela ekusetshenzisweni kokudla kwezilwane ezifuywayo, okufinyelela ku-$35.66 billion. Ukusetshenziswa kwempahla yezilwane ezifuywayo kukhuphuke ngamaphesenti angu-4.9 kuya ku-$23.02 billion; Izinsizakalo zezilwane ezifuywayo zikhule ngamaphesenti angu-8.5 zaya ku-$13.42 billion.

Ukudiliza imindeni yezilwane ezifuywayo ngesigaba semali engenayo, ngokungafani nenjwayelo eminyakeni yamuva nje, imindeni yezilwane ezifuywayo engenayo imali ephezulu kakhulu esikhathini esidlule izobona ukwanda okukhulu kwezindleko zokudla kwezilwane ezifuywayo, kodwa ngo-2023, iqembu labahola kancane lizobona ukwanda okukhulu kakhulu. Ngaso leso sikhathi, ukusetshenziswa kwemali kukhuphuke kuwo wonke amaqembu emali engenayo, nokukhuphuka okuncane ngamaphesenti angama-4.6. Ngokuqondile:

Imindeni yezilwane ezifuywayo yase-US ehola ngaphansi kwama- $30,000 ngonyaka izosebenzisa isilinganiso sama- $230.58 ekudleni kwezilwane ezifuywayo, okuyisilinganiso esingamaphesenti angama-45.7 kusukela ngo-2022. Isamba esichithwe yileli qembu sifinyelele ku-$6.63 wezigidigidi, okwenza u-21.3% wemindeni yezilwane ezifuywayo yesizwe.

Ngisho nezindleko eziphezulu zivela emindenini yezilwane ezifuywayo ehola phakathi kuka-$100,000 no-$150,000 ngonyaka. Leli qembu, elenza u-16.6% wemizi yezilwane ezifuywayo kuzwelonke, lizosebenzisa isilinganiso sama- $399.09 ekudleni kwezilwane ezifuywayo ngo-2023, okuwukunyuka kwama-22.5%, ngesamba sezindleko eziyizigidi eziyizinkulungwane ezingama-8.38.

Phakathi kwalokhu okubili, imindeni yezilwane ezifuywayo ehola phakathi kuka-$30,000 no-$70,000 ngonyaka yandise ukusetshenziswa kwayo kokudla kwezilwane ezifuywayo ngamaphesenti angu-12.1, yachitha isilinganiso samaRandi angu-291.97 ngesamba semali eyizigidi eziyizinkulungwane ezingu-11.1. Imali esetshenziswa yileli qembu idlula leyo yalabo abahola ngaphansi kuka-$30,000 ngonyaka, njengoba benza u-28.3% wezindlu ezifuywayo zesizwe.

Labo abahola phakathi kuka-$70,000 no-$100,000 ngonyaka babalelwa ku-14.1% wayo yonke imindeni yezilwane ezifuywayo. Isilinganiso senani elisetshenziswe ngo-2023 lalingu-$316.88, likhuphuke ngamaphesenti angu-4.6 kusukela ngonyaka odlule, ekusetshenzisweni kwesamba semali eyizigidi eziyizinkulungwane ezingu-6.44.

Ekugcineni, labo abahola ngaphezu kwamaRandi angu-150 000 ngonyaka bakha amaphesenti angu-19,8 azo zonke izindlu ezifuywayo e-United States. Leli qembu lisebenzise isilinganiso sama- $490.64 ekudleni kwezilwane ezifuywayo, lenyuka ngamaphesenti angama-7.1 lisuka ku-2022, ngesamba esichithwe semali eyizigidigidi eziyi-12.95.

Ngokombono wabasebenzisi bezilwane ezifuywayo ezigabeni ezihlukene zobudala, izinguquko zezindleko kuwo wonke amaqembu eminyaka zibonisa ukuthambekela okuxubile kokukhula nokuncipha. Futhi njengamaqembu aholayo, ukwanda kokusetshenziswa kwemali kuye kwaletha izimanga.

Ngokucacile, abanikazi bezilwane ezifuywayo abaneminyaka engu-25-34 bandise imali yabo ekudleni kwezilwane ngamaphesenti angu-46.5, abangaphansi kweminyaka engu-25 bakhulise imali yabo ngamaphesenti angu-37, abaneminyaka engu-65-75 bakhulisa imali yabo ngamaphesenti angu-31.4, kanti labo abangaphezu kweminyaka engu-75 bandise imali yabo ngamaphesenti angu-53.2. .

Nakuba ingxenye yala maqembu incane, ibalwa ku-15.7%, 4.5%, 16% kanye no-11.4% wabo bonke abasebenzisi bezilwane ezifuywayo, ngokulandelana; Kodwa amaqembu amancane kakhulu nabadala abone ukunyuka okuphezulu kwezindleko kunalokho imakethe ebikulindele.

Ngokuphambene, amaqembu obudala obuphakathi kweminyaka engu-35-44 (u-17.5% wabanikazi bezilwane ezifuywayo sebebonke) kanye neminyaka engu-65-74 (16% yabanikazi bezilwane ezifuywayo sebebonke) babone izinguquko ezijwayelekile kakhulu ekusetshenzisweni kwemali, zikhuphuka ngo-16.6% no-31.4%, ngokulandelana. Khonamanjalo, ukusetshenziswa kwemali ngabanikazi bezilwane ezifuywayo abaneminyaka engu-55-64 (17.8%) kwehle ngo-2.2%, futhi ukusetshenziswa kwabanikazi bezilwane ezifuywayo abaneminyaka engu-45-54 (16.9%) kwehle ngo-4.9%.

Mayelana nokusetshenziswa kwemali, abanikazi bezilwane ezifuywayo abaneminyaka engu-65-74 bahole, bachitha isilinganiso samaRandi angu-413.49 ekusetshenzisweni okuphelele kwezigidigidi ezingu-9 zamaRandi. Lokhu kwalandelwa yilabo abaneminyaka engu-35-44 ubudala, abasebenzisa isilinganiso samaRandi angu-352.55, ekusetshenzisweni kwesamba se-$ 8.43 billion. Ngisho neqembu elincane kunawo wonke - abanikazi bezilwane ezifuywayo ezingaphansi kweminyaka engama-25 - bazosebenzisa isilinganiso sama- $ 271.36 ekudleni kwezilwane ngo-2023.

Idatha ye-BLS iphinde yaphawula ukuthi nakuba ukunyuka kwemali kukuhle, kungase kuthinteke izinga lokwehla kwamandla emali lanyanga zonke lokudla kwezilwane ezifuywayo. Kepha ekupheleni konyaka, amanani okudla kwezilwane ezifuywayo ayesephezulu cishe ngamaphesenti angama-22 kunasekupheleni kuka-2021 futhi acishe abe ngamaphesenti angama-23 ngaphezulu kunasekupheleni kuka-2019, ngaphambi kwalolu bhubhane. Lezi zindlela zentengo zesikhathi eside zihlala zingashintshile kakhulu ngo-2024, okusho ukuthi okunye ukwenyuka kwalo nyaka kwezindleko zokudla kwezilwane ezifuywayo nakho kuzoba ngenxa yokwehla kwamandla emali.